Broker Check

You're 5 years from retirement...What should you be doing?  

The countdown has begun. Not certain you're fully prepared? Our 3-step process will make sure you're ready. 

1. Goals Alignment

Before making the decision to retire, it's wise to take a step back to understand what matters most.    

Start by asking yourself these questions:  

  • How do I envision retirement?
  • What challenges am I facing?
  • What do I want to accomplish before I retire?
  • What's on my bucket list? 

2. Resource Assessment 

If you're within five years of retiring, you should know how much monthly income you need and where it will come from. We run your retirement income forecast, answering:    

  • Have I saved enough to retire? 
  • If not, what do I need to do? 
  • Should I be nervous about the markets?   
  • When do I take Social Security? 
  • What's the impact of unexpected job loss?  
  • Any chance I can retire earlier or go part time? 
  • Are there tax-beneficial ways for me to leave a legacy? 

3. Benefits Analysis

Benefits and Risks go hand in hand. We'll help you answer questions like:  

  • Am I maximizing all of my employer benefits?
  • Do I still need life insurance? 
  • What's my health insurance options before age 65? 
  • How does my mortgage affect retirement? 
  • Do I have a plan in place for Long Term Care? 
  • Care options for my aging parents? 

(Don't worry, this isn't an insurance pitch!)